[Oeva-list] Insurance for home-built?

Curt cje at hevanet.com
Mon Jul 14 14:52:57 PDT 2008

You can certainly license a homebuilt motorcycle. Biker guys do it all the time -- buy the frame from Jireh, the engine from S&S, and so forth. I think the title has "asmbl" or something like that in the "make" box. Stands for "assembled". I know they can get insurance because they drive the things around. Where they get it I have no idea, and insurance companies are likely to want to avoid really exotic vehicles I would think. 

Travis, you're building an electric motorcycle.. have you talked to any insurance companies yet?

Curt (lurkin')
  ----- Original Message ----- 
  From: Jerry McIntire 
  To: Jon Youngblood 
  Cc: David Hazen ; oeva-list at oeva.org 
  Sent: Monday, July 14, 2008 1:56 PM
  Subject: Re: [Oeva-list] Insurance for home-built?

  David, I certainly wouldn't give up without checking for the experience of others who have built their own custom vehicles. I think that because yours is three-wheeled and is legally a motorcycle, you might find that others have made highway speed motorcycles from scratch. I have no doubt that it's been done, and that they've been insured.


  On Mon, Jul 14, 2008 at 3:52 PM, Jon Youngblood <jony at scootonthis.com> wrote:


    I hate to have to be the one to put this to you, but...

    If you stay under 24mph you don't need insurance.  If you plan to drive in with the steel dinosaurs, you are probably out of luck.  There are so many reasons, most of them good ones, for insurance companies and DMV and ODOT to not want people to start building their own high speed vehicles to play in traffic.  If you have the smarts to build your own vehicle, you should, grudgingly, understand why they will never let you put a home made car on the road.  Unless you plan on going into production in which case you get insurance for the manufacture of the car, and with that in hand, go and get you personal policy.

    Good Luck,

    Jon Youngblood - Member/Manager 
    jony at scootonthis.com 
    Fax: 503-774-4252 

    The earth is our home.  It may also be a rest stop for guests, so other governments gradually disclose.  It makes you wonder how they fair(ed) with such ideological and sociological adaptations as face us?  Are we worse, better, or just average?  Life is a man's contest no matter where you come from.

    From: oeva-list-bounces at oeva.org [mailto:oeva-list-bounces at oeva.org] On Behalf Of David Hazen
    Sent: Monday, July 14, 2008 9:35 AM
    To: oeva-list at oeva.org
    Subject: [Oeva-list] Insurance for home-built?

    Has anyone ever secured insurance for a home-built (from scratch) EV? �I am fabricating a 3-wheeler from junkyard parts and tubular steel, wood, and fiberglass. �Progressive won't touch it because it's home-built, even though two years ago they assured me that they would insure it. �Any suggestions? 


    David Hazen
    innercom at peak.org
    Construction of the XK-Humm-E
    Lane Electric Vehicle Association�


    "There is no energy crisis, there is a crisis in ignorance." --- R. Buckminster Fuller

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