[Oeva-list] Insurance for home-built?

David Hazen innercom at peak.org
Wed Jul 16 12:34:37 PDT 2008

I have talked to my Allstate agent about insurance through the Oregon  
state "assigned risk" pool, in which the state arbitrarily assigns a  
policy to an underwriter when there is a non-standard or otherwise  
non-acceptable risk.  In this case, 100/300 liability, 50 property,  
15 PIP, 100/300 uninsured motorist, with 10 uninsured property damage  
would cost $808 per year.  Comprehensive and collision coverage for  
my vehicle would be an additional $2,000!

I'll buy the liability and take my chances with my vehicle.  Not what  
I was expecting when I began this project and everyone was saying,  
"oh, licensed as a motorcycle, registration and insurance will be  
less than that for a car."  Not so.   My opinion of insurance  
companies has sunk to a new low, but at least I can finish my project  
with some assurance that I'll be able to legally drive it.


David Hazen
innercom at peak.org
Construction of the XK-Humm-E
Lane Electric Vehicle Association

"There is no energy crisis, there is a crisis in ignorance." --- R.  
Buckminster Fuller

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